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Harland Finance Program

Deciding on the right machinery is a complex task in itself, but deciding on how to pay for the investment can be equally demanding. Harland has developed a broad range of financing options through Capitas Finance for its end-of-line packaging machines & systems over varying periods designed to protect short to medium term cash flow.


The cost of both equipment and if required services can be spread over an agreed term with fixed repayments. This enables clients to match business benefits from your machinery initiatives to costs; conserve working capital to drive other areas of your operation; and simplify the financial management of complex projects. This can assist you in overcoming a number of challenges:


• Cashflow and liquidity issues
• Capital budget management
• Balance sheet and working capital enhancement
• Debt covenant mitigation
• Tax position optimisation
• Technological obsolescence


The Harland Finance Programme is authorised by Harland Machine Systems Ltd and managed by Capitas Finance Ltd. Staffed by a team of finance professionals who are well-versed in the latest industry and regulatory issues, Capitas is committed to helping both private and public sector clients achieve competitive advantage through the provision and use of some of the most innovative facility structures and competitive terms available today. You will benefit from:


• A highly experienced and knowledgeable team
• Hands-on transaction and relationship management from concept to completion
• Effective deal structuring
• Commercial and thorough due diligence
• Wide-ranging contacts among the banking and asset finance communities



Harland Machine Systems Ltd finance offerings are provided in the United Kingdom and Ireland via Capitas Finance to qualified private and public sector customers. Rates are based on a customer’s credit rating, market conditions and solution breakdown. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.



Capitas POS Finance document

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